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Privacy And Security and/or (the "Website") is operated by Orange Financial, LLC (hereinafter referred to as “OrangeFi," "us," "we," and "our"). AS A CONDITION OF YOUR CONTINUED USE OF THIS WEBSITE YOU AGREE TO THE FOLLOWING PRIVACY POLICY. YOUR USE OF THE WEBSITE CONSTITUTES BINDING ACCEPTANCE OF THIS PRIVACY POLICY. 

Our Privacy Policy explains how we gather your personal and company data, how we handle and protect this data, and what further steps you can take to protect your data. We may change this Privacy Policy from time to time and in our sole discretion, to accurately reflect how we gather and manage your data. All changes to this Privacy Policy will be effective upon posting to the Website without any other notice to you. YOUR CONTINUED USE OF THE WEBSITE FOLLOWING OUR POSTING OF A CHANGE NOTICE WILL CONSTITUTE BINDING ACCEPTANCE OF THOSE CHANGES.  

Some affiliates of OrangeFi have their own websites with their own unique privacy statements, tailored to the services that they provide. We encourage you to read those privacy statements carefully when you visit those affiliate sites.

What Information We Collect, and Why

You may browse the Website without submitting any personally identifiable information ("personal information") at all. The kinds of information we collect from you will vary, depending on how you use the Website. In order to process your funding application, we will collect some standard information such as your funding needs, name, business name, industry type, e-mail address, mailing address, credit card number, and telephone number. In addition, we will collect additional information such as length of time in business, average monthly sales, and personal credit score range, based upon the information you provide in the funding application. For the purpose of forming your corporation or Limited Liability Company (LLC), we will collect the following information: the name you want your business entity to have, a brief description of the purpose of your business, the name and address of your designated registered agent, the name and address of the directors and officers of your corporation or members or managers for an LLC, and to the extent applicable, how many shares of stock your corporation will be authorized to issue and the par value of such stock.

OrangeFi may contact you via any method you provide to us, including, but not limited to, email, telephone, mail, or text message. By providing your contact information, including telephone or mobile number and/or email address, you are providing your affirmative consent to receive commercial emails, telephone calls, and other communications from us. Further, by providing your telephone or mobile number to us, you agree to be contacted by or on behalf of OrangeFi at the telephone or mobile number provided, through autodialed and/or pre-recorded calls, and/or texts (including SMS and MMS), even if you are on a corporate, state, or national Do Not Call list. You understand that your consent is not a condition of receiving any loan funding services. 
In addition to the information you choose to submit, our systems are set up to gather certain anonymous data to help us better understand how our Website is being used and how to improve the Website for your convenience. This automatically gathered data includes your computer's IP or "Internet Protocol" address, statistics about how visitors navigate through our site, and information provided through the use of "cookies."  

A cookie is a small text file that is stored on a user's computer for record-keeping purposes. Our cookies are used for two reasons: (1) to help you keep track of your information for your own convenience; (2) to help us understand our audience in the aggregate and the traffic patterns within our Website so that we can continuously improve our products and services. We may use the information collected through the Website for any lawful purpose, including analyzing and tracking the level or type of user activity on the Website, tracking and analyzing usage trends, personalizing the Website to better reflect your preferences, serving relevant advertisements, or enhancing your and other users' use of the Website. 

We do not guarantee that we or the Website will take action in response to do-not-track signals or similar mechanisms. Additionally, some third-party service providers may still collect tracking information even if you have enabled your browser's do-not-track functionality or utilized a similar do-not-track mechanism.  

For your convenience, our Website may contain links to companies offering products or services through our Website. These other company websites are not under the control of OrangeFi, and we can make no promises or guarantees regarding data collection or the privacy practices of those third party websites. These other sites may send their own cookies to users, collect data, or solicit personally identifiable information. We strongly suggest that you review such third parties' privacy policies before providing any data to them. You should contact these entities directly if you have any questions about their use of the information that they collect. 

How We Protect and Use Your Personal Information

To protect your personal and credit card information from unauthorized access, all information exchanged between our servers and your web browser is encrypted using Secure Sockets Layer (SSL) technology and is accessible only by designated staff. All of our employees are made aware of our confidentiality of client information policy on a regular basis and must acknowledge that they have received and read the same. We also secure the infrastructure that supports information collection, exchange, and storage/retrieval at the following levels. We use firewalls to secure the perimeter of our information network and monitor our systems on a regular basis. We also use an authentication and authorization mechanism based on user i.d. and password to restrict access to your personal information. Each authenticated user only has access to the information that he or she is authorized to use. This Website has reasonable security measures in place to protect the loss, misuse, and alteration of the information under our control. However, no security system can be guaranteed 100%. Accordingly, we cannot and do not guarantee the security of your personal information and cannot assume liability for improper access to it. OrangeFi may contract with a third party to maintain and host the Website. You agree that OrangeFi is not liable for any breach of security due to the actions or inactions of the third-party host.

All credit card information, personal information, and company information is treated as confidential and proprietary and is not shared outside OrangeFi, with the exception of contact information and company formation information. Contact information includes your name, your company's name, and the company's address and phone number. Company formation information includes only the month of formation of your company. We may disclose any contact information and company formation information to any third-party for any lawful purpose. For instance, OrangeFi may rent, sell, or share such contact information and company formation information to outside parties for marketing or other purposes. By providing your contact information, you are providing your affirmative consent to the disclosure of such information to such third-parties and you consent to receive commercial emails, telephone calls, and other communications from those third-parties. No personal or company information other than this contact information or company formation information is shared with any outside party. If you do not want your contact information or company formation information to be shared with outside parties, or wish to revoke your consent previously provided, please send a request for such information to be removed to

From time to time, OrangeFi may wish to send you updates or newsletters with topics of interest to our client base. We may occasionally notify you of new services and special offers via e-mail updates. If you would rather not receive any updates from us, please send a request to be removed from our e-mail update list to

Steps You Can Take to Ensure Your Privacy

You play a vital role in ensuring the security of your information on this Website. Here are a few steps that you can take to maintain the privacy of your information. It is your responsibility to make sure that the information you provide to us is accurate and current. If your information changes, please update your information by going to the contact us section on the Website.

You should also take the necessary precautions to safeguard your user i.d. and password to prevent unauthorized access to your information stored on this Website and the applications within this Website. If you require assistance to update or delete your information, or if you feel that your user i.d. and password have been compromised, you should contact our Customer Service staff at 1-800-253-1663. Service Representatives are available Monday - Friday: 9AM to 6PM, EST. If you wish for your contact information not to be shared with outside parties, or if you would rather not receive any updates from us, please send a  request to

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SBA 7(a) Loan

Use of Funds: Working capital, debt restructure, business acquisitions, franchising, equipment, startup, payroll, marketing, expansion, lease hold improvements, commercial property, and the list goes on...

Interest Rate: Prime + 2.75% 3% (Depending on the loan size banks can charge up to 6.5%)

Terms: Up to 10 - 25 Years

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SBA 504 Loan

Use of Funds: Commercial property for owner use. Must be 51% owner occupied. Not for real estate investing. Can include land, construction, furniture, fixtures, lease improvements.

Interest Rate: Prime + 2.75% 3% (Depending on the loan size banks can charge up to 6.5%)

Terms: Up to 10 - 25 Years

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SBA Express Loan

Use of Funds: All the same use as the SBA 7(a) loan. It is an SBA 7(a) loan but only up to $500,000 and fast tracked. Very few banks participate and they create unique programs around it. Minimum 1 to 2 years in business.

Interest Rate: Prime + 2.75% - 3% (Depending on the loan size banks can charge up to 6.5%)

Terms: Up to 10 Years

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